Akhuwat Housing Loan Scheme 2024

Akhuwat Housing Loan Scheme 2024 has announced the Prime Minister of Pakistan. The programme was especially launched for the financial assistance to the poor and deserving families of Pakistan. Ministry of Housing & Works, Govt of Pakistan introduced the Housing scheme as per Shariah compliant product up to PKR 500,000/- through Akhuwat Islamic Microfinance (AIM).

Akhuwat Islamic Microfinance (AIM) signed MOUs with Engro Energy LTD and K-Electric to provide Interest-Free Akhuwat Loans for solar systems to poor households or small businesses. The historical step is taken by the Chairman NEPRA under CSR initiative “Power with prosperity“.


Akhuwat Housing Loan Scheme 2024 Benefits


This scheme seeks to support the poor both economically and socially. Salient Features of the Scheme are as follows:

  • Financing size up to Rs. 500,000/-
  • Repayment period is from 13 to 60 months. An early repayment will be welcomed.
  • Average Monthly rental amount is up to Rs. 10,000/-
  • Financing will be given for following purposes:
  • Entire New Construction or Lanter for new house.
  • Addition of rooms, kitchen & bathroom etc.
  • Renovation & upgradation.
  • Application processing fee will be zero.

Akhuwat Housing Loan 2024 Eligibility Criteria


To be eligible under the said scheme, the applicant must meet the following criteria of having;

  • Valid CNIC
  • Age up to 60 years
  • Applicant must be the owner of the land/house
  • Valid ownership title or evidence of land/house (may include Registry, Inteqal, Fard, Allotment letter or any other valid evidence deemed appropriate)

Also Check:

  • Land size of 5 Marla or less or covered area which is not more than 1,360 sqft.
  • Good social and moral character in community
  • Monthly household income up to Rs. 60,000.
  • Residence in the operational area of AIM’s branch.
  • Should have a clear credit history (if any).

*Preference may be given to widows and households with monthly income below Rs. 40,000.

For further details, please visit our branch nearest to your plot/house under consideration. Complete address & contact details of our branches is available on our website.

Akhuwat Website Check Branches Online
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Akhuwat Housing Loan Scheme 2024

24 thoughts on “Akhuwat Housing Loan Scheme 2024”

  1. Hello,
    I am Raza Saeed from Gilgit Baltistan -Skardu
    i have applied for house loan scheme of 5 lakh , my house size is 5.8 Marla , please let me know i am able to take a loan.

    Reply
  2. Iam yasir from jaranwala Faisalabad jaranwala and a govt servent I have no property bu i want to make my home and want a loan can i take ?. Iam from a village

    Reply
  3. SIR I M PAKISTANI BUT NOW A DAYS I JOB IN U.A.E SINCE 6 YEARS I NEED REALLY NEED LOAN MY INCOME HIS ABOVE THEN 50 THOUSAND IN PKR I WILL VERY THANKFULL TO YOU IF I ALIGEBILE FOR THIS
    I AGREE WITH YOUR ALL TERMS AND CONDITIONS

    Reply
  4. I am a resident of Surjani Town Karachi in which Karachi branch of yours I can apply for loan. Also my salary is 50 thousand pkr, am l illegible to get loan

    Reply
  5. Hi

    How are you

    i want to build my own house in Lahore so i need a loan

    Guide me the procedure so i can arrange the things as soon as possible.

    Reply
  6. Assalam o Alaikum .. dear sir I need loan for my business mujhe Apne karobar k liye loan chahiye chota sa karobar hai jis mai investment na hone ki waja se bamushkil guzara hota hai plz kindly help for loan balbacha dar ho kharchy bht hai 5lac tak loan ki mehrobani farma dy jazakalAllah…

    Reply
  7. Sir aslamo alikum sir ma garments ka kam karna chahita hon factory experience ha 20 yrs ka rs na jobs ki waja sa abi tak ni kiya sar moja khad par itmahd ha k ma dali ka Rs.10000 ka kam kar sakta ho agar moja loan mill jay 500000 lahza guzarish ha ap or mari b yahi kuwaish ha k ma aga ha k asa he nayck kam karo jasa ap kar rah haha

    Reply
  8. I am a special person and have special CNIC. I am a govt servant and want interest free loan for construction of my home on my Own polt and l belongs form Talash teh ,Timergara Dir Lower plz guide me thanks

    Reply
  9. السلام علیکم ورحمتہ اللہ وبرکاتہ ۔۔۔اخوت اسکیم کے کارکنان سےعرض ہےکہ میں امام مسجد ہوں 15000میری ماہانہ آمدنی ہےجس میں میراگزارابمشکل ہوتاہےمیرےپانچ بچے ہیں میں دکانداروں کا مقروض ہوں تقریباً 40000کےلگ بھگ قرض ہےجسبکی ادائیگی اس آمدنی سے ممکن نہیں ہے میں مجھے مسجدوں کی آفرز ہوتی ہیں لیکن قرضےکی وجہ سے میں یہاں سے نکل نہیں سکتا۔
    کیا کوئی ایسا راستہ ہےکہ مجھےاتناقرض مل جاۓکہ میں دکانداروں کودےکرکسی دوسری مسجد میں جاسکوں جہاں میری آمدنی تھوڑی زیادہ ہو؟میرےپاس اللہ اور اس کےپیارےرسول صلی اللّٰہ علیہ وآلہ وسلم کے علاؤہ کوئی ضمانتی نہیں ہے لیکن میں آپ کویقین دلاتا ہوں کہ میں آپ کی پائی پائی چکادوں گا۔۔۔
    اگرآپ لوگ رضائے الٰہی کومدنظررکھ کرمیری مددکرناچاہتےہیں توبراےمدینہ اس نمبرپررابطہ فرمالیں اللہ پاک آپ سب کودارین کی سعادتیں عطا فرمائے ۔
    03078469263

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