Ehsaas Interest Free Loan Program 2024

Government of Pakistan, Cabinet Secretariat, Poverty Alleviation and Social Division, Poverty Alleviation Fund (PPAF) has announced Ehsaas interest free loan program 2024 through Ehsas kafalat program. The 50% of Ehsaas free loan is allocated for female candidates. Financial inclusion & mainstreaming of marginalized segments of society especially skilled youth, women, persons with special abilities, transgender people, BISP, Zakat & Baitul Mal beneficiaries. The disbursement of Rs. 80,000 loans every month through 1110 loan centers of PPAF Partners, including Akhuwat Organizations (POs) across the country.

You can apply for ehsaas loan program online registration via written application or oral method to request a loan. Your poverty level through the scorecard will be verified. Now your registration as a borrower has been completed. After this formal information, you will be provided with the application form with the business plan form. At the last and final step, you have to submit your application with completed documents that are essential to attach. The 8171 Ehsaas Program has announced the latest installment of Rs. 7000 have been transferred to the accounts of Ahsaas Beneficiaries.


Ehsaas Interest Free Loan 75000 Online Registration 2024


  • Interest free Ehsaas trust loans for income generating micro-enterprises
  • Funding through Federal & Provincial Governments
  • Allocation of Rs. 5 billion additional Funds for FY 2019-20 by Federal Government
  • Ehsaas loan 75000 online registration (Average Loan size; Rs. 30,0000)
  • Business advisory services and linkages with MFIs, MFBs & Banks

Features of Interest Free Loan Program

Interest Free Loan in Pakistan 2024 Eligibility Criteria


  • Age between 18 to 60 years
  • Individuals from households on Score of 0-40 on Poverty Score Card
  • Valid National Identity Card (CNIC)
  • Resident of targeted union council of the district
  • Economically viable business plan

Also Check:


Ehsaas Interest Free Loan Online Apply 2024


The interest free loan programme is being implemented through 22 partner organizations (POs) of Pakistan Poverty Alleviation (PPAF) in rural areas and Akhuwat branch offices in cities & towns through loan centers in 100 districts across the country. The information for district, loan centers, names of implementing Partner Organizations (POs) and eligibility criteria for potential borrowers is provided at; www.ppaf.org.pk/NPGI.html.

PPAF Loan Form Application Process:

  • Request at loan center (written or oral)
  • Verification of Poverty Score Card
  • Registration as a potential borrower
  • Issuing of application form and business plan from
  • Submission of complete documents by the applicant

Preparation of Business Ehsaas Program Loan Scheme Apply Online:

  • Collect basic information about the business which is being initiated
  • Reasons for business
  • Targets of production and sale
  • Marketing Strategy
  • Business Expenses
  • Cost Estimation for the Proposed business
  • Financial Resources
  • Estimation of Profit

Beneficiary Appraisal Process of Ehsaas Program Loan Online Apply:

  • Social Appraisal
  • Economic Appraisal

Approval Process for Ahsas Loan Program:

  • Review by Loan Center
  • Recommendation by Loan Center
  • Submission of recommended cases to PO head office

PM Interest Free Loan Program

Disbursement of Beneficiary For Interest Free Loan Scheme:

  • Approval of recommended cases
  • Issuance of order carrying names and CNIC of the borrowers or issuance of PIN number against electronic transfer that is verified by bank through original CNIC
  • Disbursement at Loan Center
Official Website Ehsaas Loan Registration
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Interest Free Loan Scheme in Pakistan 2020Interest Free Loan Scheme in Pakistan 2020 Ehsaas

48 thoughts on “Ehsaas Interest Free Loan Program 2024”

  1. سر میں بہت غریب ہوں میرے پاس کوئی کاروبار نہیں ہے میرے چار بچے ہیں میں بہت مشکل زندگی گزار رہا ہوں مجھے مہربانی کر کے کچھ قرض دے دیں تاکے میں کوئی کاروبار کر سکوں اور اپنے بچوں کا پیٹ پال سکوں
    اپ کی بڑھی مہربانی ہو گی

    Reply
  2. Salam sir
    Me samreen me apne bussinne open karena chahte hn mujhe loan ke zrurte hy.
    agar ap humare help kar,,, ,mujhe loand chahye apki mehrbni hoge
    or me return karuge monthly installment

    Reply
  3. my sister daughter want to take admission in bs english in gcwus sialkot,but she could not pay admission fees.
    can prime minister khan scheem help him as soon as possible.?

    thanks with wishes

    Reply
  4. Sr maen bht gharrb hn walid Sahb dusre shade krk alg rhte haen mere upr Sara bojh hae ghr ka tu maen alictric ka km krleta hn apna karobar krna chahta hn take skun se baith kr apna karobar krskun apke bht mhrbane hoge03012407978

    Reply
  5. Dear, Respected
    Subject: interest free loan
    I hope you are doing well. I have small grocery store / shop keeper, while current scenario demand is very high income have less than. however, i have many household IN depended but i like want you various need daily basis. i can request you issue the interest free loan. also you have managed the disbursed monthly base.

    Reply
  6. Salam recently mara father k intaqal Hoya hai Mari bhen NY abhi university ma addmission Liya hai or abhi mujhy bhen addmission Lena nazeer hussian university Karachi ma feild (ADP) BM ma admission Lena hai or many abhi Matric kia hai or Mari mother ki tabiyat bhee kharab rahte hai

    Reply
  7. سر میں بہت غریب ہوں میرے پاس کوئی کاروبار نہیں ہے میرے چار بچے ہیں میں بہت مشکل زندگی گزار رہا ہوں مجھے مہربانی کر کے کچھ قرض دے دیں تاکے میں کوئی کاروبار کر سکوں اور اپنے بچوں کا پیٹ پال سکوں
    اپ کی بڑھی مہربانی ہو گی

    Reply
  8. السلام علیکم محترم جناب میں میرے پاس رہنے کے لئے اپنا گھر نہیں ہے اور نہ کوئی کاروبار مہربانی فرما کر میری مدد کریں شکریہ

    Reply
  9. Sir ma bot poor ho kamyab najawan ma apply kaya tha abi tak loan ni mala plz help me 3310672800225 I’d card number hy play loan approved kry

    Reply
  10. اسلاعلیکم سر میں ایک سیلز مین ہوں اور کام کر رہا ہوں میں نے بیس ہزار سے کام شورع کیا تھا کام ٹھیک چل رہا ہے پر پیسے تھوڑے ہونے کی وجہ سے بچت اتنی نھی ہے کہ میں اپنے گھر کے اخرجات پورے کر سکوں اس لیۓ میں اپنے کام کو بڑھانا چاہتا ہوں جس کیلیۓ مجھے دو لاکھ کا آسان قرضہ چاہییۓ کیا مجھے قرضہ مل سکتا ہے۔

    Reply
  11. Comment *sir main buhat gareeb aur berozgar ho mujhe apne liye koi karobar karna hai 4 betiyan hain meri buhat pareshan hon mai mujhe 1 lakh ka laon chahiye

    Reply
  12. Sir m 22 sal Sy shoes material ke shop Chala rha hu shope zati h lose ho chuka h.Education B.A h.20 lakh qarz mil jy to bht acha karobar chala sakta hu

    Reply
  13. Sir I am a Job Owner My salary is 28,000 I need a loan of Rs. 18,00,000 for 10 years to purchase an 80 square yard 2 rooms home because I am married and living with parents i have 2 more brothers in which 1 is ready to marry please help I am a third party employee in LPG Company contact 03243186887

    Reply
  14. Dear sir main bhut gareeb ho meri 2 betiya hai muje kuch LAPD chaiye jis main apna karobar kar sako mere hunnar bhi jis pe main apne paise laga k eo karobar apna bna sako so please sir muje kuch loan de dy take sath main har month pay karta raho
    Name
    Faisal Jamil
    03044964959

    Reply
  15. For guidness,assistance and help regarding ehsaas program, studies and talent promotion support,email me at “almughniyyo@gmail.com”
    Only real and deserving people please.

    Reply
  16. I have lost 44 lakhs from Java Ankh, who looted billions of rupees in Pakistan in the name of online working, so I need help of lakhs, I have taken loans from people.

    Reply

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