Group Insurance Scheme Revised 2021 Sindh

Sindh Govt, Finance Department has issued the officialNotification on 7th June 2021 regarding Group Insurance Scheme Revised 2021. The further details are given below;

Sindh Govt Revised Group Insurance Scheme 2021

I am directed to state that the Government of Sindh are pleased to make the following amendment in the Sindh Civil Servants Welfare Fund Ordinance, 1979 vide Finance Department’s Notification of even number dated the 7th June 2021:-

In sub-rule (1), for the figures brackets and words “Rs.4.75/- (Four Rupees Seventy Five Paisa)”. The figures and words “Rs.7.43/- (Seven Rupees Forty Three Paisa)” shall be substituted.

The amount of existing sum assured and on the enhancement of sum assured shall be as under:-


Read More: Notification of Group Insurance Scheme 2021-23 Punjab


Table of Enhancement Amount of GI Sindh 2021

Civil Servants Existing sum assured (Rs.) before 01-07-2020 Payable on death only. Enhanced sum assured (Rs.) from 01-07-2020 

Payable on death only.

1 2 3
BS-1 to 4 300,000 375,000
BS-5 to 10 350,000 437,500
BS-11 to 15 600,000 750,000
BS-16 900,000 1,125,000
BS-17 1,200,000 1,500,000
BS-18 1,750,000 2,187,500
BS-19 2,100,000 2,625,000
BS-20 and above. 2,500,000 3,125,000

Apart from the above enhancement of the sum assured, the coverage shall also continue to remain extended to five years after retirement on superannuation, on attaining his/her age of sixty-five years or five years after retirement, whichever is earlier. The Government Servant retiring on or after 01-07-2020 shall be covered for the revised sum enhanced assured (as per Column-3 above table) while Government Servant of Sindh who retired between 01-07-2011 to 30-06-2020 shall be covered for the existing sum assured (As per Column-2 above table).

The annual and monthly premium for the revised sum assured, in respect of different Civil Servants of Government of Sindh from BS-01 to 20 and above will be paid from their salaries, shall be as follows, with effect from 01-07-2020:-

Group Insurance Scheme Revised 2021 Sindh


Read More: New Group Insurance Deduction Rates 2021 AJK


Annual and Monthly Premium

Civil Servants Existing sum assured (Rs.) before 01-07-2020 Payable on death only. Annual Premium @Rs.7.43% Monthly Premium (Rs.)
1 2 3 4
BS-1 to 4 375,000 2,786 232
BS-5 to 10 437,000 3,251 271
BS-11 to 15 750,000 5,573 464
BS-16 1,125,000 8,359 697
BS-17 1,500,000 11,145 929
BS-18 2,187,000 16,253 1,354
BS-19 2,625,000 19,504 1,625
BS-20 and above. 3,125,000 23,219 1,935

I am also directed to request that necessary instructions may kindly be issued to all Drawing and Disbursing Officers of your department/Attached departments/Field offices to ensure that deduction of Group insurance premium is made according to new rates as shown above table w.e.f. 01-07-2020. The arrears of balance premium for the months from July 2020 to June.2021. may be deducted in easy installments within the next six (6) months.


Read More: Checklist of Group Insurance Documents 2021


I am further directed to request that apart from the cases of death during services, claims of retired Government Servants may also kindly be ensured to be lodged with State Life Insurance Corporation of Pakistan, in case death occurs within five years after retirement applicable from 01-07-2002.

Sindh Govt Revised Group Insurance Scheme 2021

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