What is Provident Fund Criteria in Pakistan [ESTA CODE]

Before the expiry of the third month of every financial year, the accounts officer or other officer required to maintain provident fund accounts shall furnish to every civil servant subscribing to a provident fund the account of which he is required to maintain a statement under his hand showing the subscriptions to, including the interests accruing thereon, if any, and withdrawals or advances from his provident fund during the preceding financial year.

Where any subscription made by a civil servant to his provident fund has not been shown or credited in the account by the accounts or other officer required to maintain such account, such subscription shall be credited to the account of the civil servant on the basis of such evidence as may be prescribed.


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Defence Services Officers Provident Fund Contribution:-  The officers will continue to contribute towards DSOP Fund.

Payment of pension or provident fund dues to be in rupees:- Notwithstanding any provision of the said Constitution or anything contained in any rule, order, contract of service or other instrument governing the terms and conditions of service of a person to whom this Order applies the amount due and payable to such person on account of pension or provident fund dues by the Central Government or by a Provincial Government shall be payable only in Pakistan rupees :

Family means:-

(i). In the case of a male subscriber, the wife or wives and children of a subscriber, and the widow, or widows, and children of a deceased son of the subscriber. Provided that if a subscriber proves that his wife has been judicially separated from him or has ceased under the customary law of the community to which she belongs to be entitled to maintenance, she shall henceforth be deemed to be no longer a member of the subscriber‘s family in matters to which these rules relate, unless the subscriber subsequently indicates by express notification in writing to the Account Officer that she shall continue to be so regarded;

(ii). In the case of a female subscriber, the husband and children of a subscriber, and widow or widows and children of a deceased son of a subscriber:

Provided that if a subscriber by notification in writing to the Account Officer expresses her desire to exclude her husband from her family, the husband shall henceforth be deemed to be no longer a member of the subscriber‘s family in matters to which these rules relate, unless the subscriber subsequently cancels formally in writing her notification excluding him.


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All eligible Government servants in permanent pensionable and non-pensionable service and those temporary or officiating Government servants who have completed 2 years.

continuous temporary and/or officiating service shall join the Fund as compulsory subscribers. All other eligible Government servants may elect to join the Fund as optional subscribers.

What is Provident Fund Criteria in Pakistan [ESTA CODE]

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